About the Program

Serious protection, backed by names built to last.

When a policy is there to protect your career, it's fair to ask who stands behind it. This program brings together two organizations that have protected professionals for decades — plus a local Nebraska agent who actually answers the phone. Here's who they are, and why they've earned that trust.

Since 1981AMBA has served associations for four decades
400+associations served across all 50 states & Canada
Millionsof members & families covered through AMBA programs
A (Excellent)AM Best rating of the underwriter, Liberty Mutual Group
Meet the administrator

AMBA has spent 40+ years doing exactly one thing: protecting association members.

Association Member Benefits Advisors — AMBA for short — was founded in 1981 with a simple mission: make sure hard-working educators and public employees don't lose the coverage they count on. Four decades later, that's still the whole job. AMBA is the program administrator here, which means they handle the applications, the paperwork, billing, and the day-to-day running of the program — the same role a benefits office plays for an association.

Built for educators from day one

AMBA got its start protecting retired teachers and public employees who lost coverage when they left the classroom. Serving educators isn't a side business for them — it's the reason they exist.

400+ associations trust them to deliver

Teacher and retiree associations, nurses, nurse practitioners, athletic trainers, and other professionals across all 50 states and Canada rely on AMBA to run their member benefit and insurance programs.

Trusted by the legal profession

AMBA administers the only lawyers' professional liability program endorsed by the State Bar of California, and has worked in legal malpractice for more than 40 years — a strong signal from the very people who make their living understanding liability.

Meet the underwriter

Your claims are backed by Liberty Mutual — one of the largest insurers on earth.

The administrator runs the program, but the underwriter is the company that actually stands behind the policy and pays covered claims. Yours is Liberty Insurance Underwriters Inc., a member of Liberty Mutual Group — a name most people already recognize, and for good reason.

  • Fortune 100 company — consistently ranked among the largest companies in America.
  • One of the largest property-and-casualty insurers in the world, with tens of billions in annual revenue and operations across dozens of countries.
  • Rated A (Excellent) by AM Best, the insurance industry's leading financial-strength rating agency — a measure of the company's ability to pay claims.
  • Been protecting people since 1912. This is a company built to still be here when you need it.
A
ExcellentAM Best financial-strength rating
  • Member of Liberty Mutual Group
  • Fortune 100 company
  • Among the largest property-and-casualty insurers in the world
  • Protecting policyholders since 1912
How it fits together

Three roles, one simple job: protecting your career.

Insurance uses a few words that sound alike. Here's who does what — in plain English.

Your local agent
Close Call Insurance Services LLC — a licensed Nebraska agency. Reviews your application, answers the phone, and advocates for you.
The administrator
AMBA. Runs the program — applications, billing, and paperwork — for 400+ associations since 1981.
The underwriter
Liberty Insurance Underwriters Inc., a member of Liberty Mutual Group. Stands behind the policy and pays covered claims.

In other words: a national name runs it, a global insurer backs it, and a local Nebraskan you can actually reach delivers it.

Now that you've met them — teach with confidence.

A national administrator with four decades behind it, a global insurer paying the claims, and a local Nebraska agent in your corner. All from $75 a year.

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